• Documents Accepted as Proof of Address:

  • Bank Passbook

  • Voter’s ID

  • Ration Card

  • Passport

  • Utility Bills (Telephone, Electricity, Water, Gas)

  • LIC Policy Receipt

  • Letter from a recognized public authority verifying the customer’s address

For Salaried Individuals:

• Form 16

• Certified letter from employer

• Payslips for the last 2 months

• Increment or promotion letter

• Income Tax Returns (ITR) for the past 3 years

• Investment proofs (e.g., fixed deposits, shares)

• Passport-size photographs

For Self-Employed Individuals:

• Income Tax Returns (ITR) for the last 3 years

• Balance Sheet and Profit & Loss Account (attested by a Chartered Accountant)

• Business license or equivalent document

• Professional practice license (for doctors, consultants, etc.)

• Registration certificate of establishment (for shops, factories, etc.)

• Proof of business address

Documents Required:

• Proof of Identity: Passport / Driving License / Voter’s ID / PAN Card (any one)

• Proof of Residence: Leave and License Agreement / Utility Bill (not older than 3 months) / Passport (any one)

• Latest 3 Months Bank Statement (showing salary/income credit)

• Salary Slips for the last 3 months

• 2 Passport Size Photographs

Education Loans by TFL Limited:

• Available for students studying in India and abroad

• Loan amount starting from ₹50,000

• Attractive interest rates

Loan Details:

• Rate of Interest: 6.25% per annum

• File Charges: ₹3,780 (Security amount)

  • ₹3,000 will be refunded with the loan amount

  • Documentary fees: ₹780 (non-refundable)