TFL

Welcome to TFL Group

Helpline Number : +91 8057661867 | HR – +91 8650942037

TFL Group

Checklist of Documents Required for Home Loan

Get closer to your dream home with our easy and affordable home loans.
Enjoy quick approvals, competitive interest rates, and flexible repayment options.
Whether you're buying, building, or renovating—we're here to help you every step of the way.

Documents Required for a Housing Loan Application:

  1. Completed loan application form

  2. Passport-size photographs

  3. Proof of Identification (any one of the following):

  • PAN Card

  • Passport

  • Aadhaar Card

  • Voter ID Card

  • Driving License

  • Aadhaar Card
  • PAN Card
  • Passport
  • Birth Certificate
  • 10th Class Marksheet
  • Bank Passbook
  • Driving License

Bank Passbook Voter’s ID Ration Card Passport Utility bills (Telephone Bill, Electricity Bill, Water Bill, Gas Bill LIC Policy Receipt Letter from a recognized public authority verifying the customer’s address.

For Salaried Individuals:

  • Form 16

  • Certified letter from employer

  • Payslips from the last 2 months

  • Increment or promotion letter

  • Income Tax Returns (ITR) for the past 3 years

  • Proof of investments (such as fixed deposits, shares, etc.)

  • Passport-size photographs

For Self-Employed Individuals:

  • Income Tax Returns (ITR) for the last 3 years

  • Balance sheet and Profit & Loss account statement of the company or firm (attested by a Chartered Accountant)

  • Business license or equivalent document

  • Professional practice license (for doctors, consultants, etc.)

  • Registration certificate of establishment (for shops, factories, and other businesses)

  • Proof of business address

Additional Information:

  • File charges: ₹3,780 (Security amount)

  • ₹3,000 will be refunded with the loan amount

  • Documentary fees: ₹780 (Non-refundable)

  • Interest rate: 6.25% per annum

  • NOC from Society or Builder

  • Detailed estimate of construction costs

  • Registered Sale Deed, Allotment Letter, or Stamped Agreement of Sale with the Builder (original)

  • Occupancy Certificate (for ready-to-move-in properties)

  • Property tax receipts, maintenance bills, and electricity bills

  • Receipts of advance payments made towards the purchase of the flat (original)

  • Approved copy of the building plan (key plan or floor plan for flats)

  • Original land tax receipt and possession certificate issued by the revenue authority

  • Payment receipts or bank statements showing payments made to the Builder or Seller

For terms and conditions, please contact the D.M.A. at TFL.

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